This job has been posted for more than 30 working days and has expired.

Senior Underwriting Officer

In this position, you will be responsible for underwriting and risk assessment of complex banking loan transactions.


Primary responsibilities include:



  • Review the strength and experience of obligors, transaction terms and ability to structure large transactions typically ranging over $2 million.

  • Prepare financial statement spreads and review the adequacy of supporting financial information; obtain additional and/or more current financial data as necessary

  • Obtain and analyze credit reports, bank checks and perform other appropriate credit investigations

  • Analyze key financial results, ratios and transaction structure elements, including the adequacy of the debt service coverage and loan to value

  • Review the appropriateness of risk ratings and approve transactions within assigned credit authority

  • Prepare comprehensive write ups covering all aspects of risk elements, obligor, credit profile, etc.


Qualifications:



  • Minimum 7 years relevant work experience with demonstrated knowledge in commercial lending environment

  • Demonstrated experience with financial statement analysis, cash flow analysis and financial ratios

  • Highly motivated, proactive, and resourceful; innovative with ability to think of alternatives that fit business standards

  • Excellent verbal and written communication skills

  • Basic knowledge of Microsoft Office; strong knowledge of Moody's Risk Analyst Software

  • Bachelor's Degree or equivalent work experience required