Mortgage Underwritter

Job Title: Mortgage Underwriter
Location: Hertfordshire (currently working from home)
Salary: £Competitive + Bonus + benefits
Job Type: Full time Monday - Friday 37.5 hours per week

Overview
My client is a leading independent Building Society that provide mortgages tailored to a customer's needs and individually underwritten.

They have an exciting opportunity to join at their Head Office as a Mortgage Underwriter.


As an experienced mortgage underwriter, you will be working as part of a team of 4, manually underwriting 30 to 40 mortgage applications a month and for which you will have an agreed sign off responsibility.

You will be required to risk assess and underwrite mortgage applications in accordance with the Society's Lending Policy and risk appetite and deliver the highest level of customer service so that lending achieves the goals in the Society's Strategic Plan.
You will also provide support to the Society in ensuring adherence to all appropriate external regulations and legislation e.g.

Building Societies Act, PRA and FCA Handbooks and be aware of how to report suspicions to the MLRO and your duty to avoid ‘tipping off'.

What you will need:
, Minimum of 12 months' previous experience as a mortgage underwriter with a good level of understanding of mortgage lending regulations and the mortgage market and must have held a mandate
, Demonstratable Manual mortgage underwriting experience
, Experience of complex prime preferred but not essential
, Knowledge and understanding of the regulations relating to anti-money laundering, financial crime, data protection and information security and anti-bribery and corruption
, A passion to deliver the highest level of service to internal and external customers
, CeMap qualified
, Able to demonstrate a proactive, flexible approach, working as part of a team but able to use own initiative to complete caseload
, Very thorough and excellent attention to detail

Additional Benefits
, 23 days holiday, increasing up to 27 days per year
, Enhanced 10% employer pension contribution
, Health cash plan (Inc.

dental, optical, physio)
, Employee Assistance Programme
, Group Income Protection
, Life Insurance, up to 3 times annual salary
, Bonus scheme

If you feel you have the experience, knowledge, and skills we are looking for and this sounds like your perfect match, get in touch; we look forward to hearing from you.




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