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An exciting opportunity has arisen for a Credit Risk Manager to join a prestigious foreign bank based in the heart of Central London.
This is an office-based role offering salary £75,000 and benefits.
As a Credit Risk Manager, you will be reporting directly to the Head of Risk Management and Regulatory Compliance, this role will provide essential support to customer-facing 'first line' business roles and collaborate with the Bank's risk committees, including the Management Credit Committee (MCC) and the Board Credit Committee (BCC).
Key Responsibilities:
* Analyse mortgage and loan applications, assessing creditworthiness, financial background, and ability to repay.
* Appraise loan/mortgage product types, terms, conditions, pricing, and required covenants.
* Support customer relationship managers to ensure excellent service, prompt decisions, and clear communication of terms.
* Monitor, control, and report on loan portfolio performance, identifying trends and improving the credit risk profile.
* Prepare and present regular credit risk reports and management information.
* Maintain and update the bank's credit risk policies in line with market conditions and the bank's objectives.
* Monitor loan arrears, gather relevant information, and provide regular reports.
* Manage mortgage broker selection and oversight policies.
* Review underwriting and decision-making processes to ensure compliance with loan conditions.
* Review and assure credit risk model outputs, such as expected credit loss (ECL) and IFRS9 calculations.
* Conduct stress testing on the loan portfolio and support the bank's ICAAP process.
* Assist the Head of Risk Management and Regulatory Compliance and executives in regulatory matters and meetings.
Key Experience:
* Previously worked as a Credit Risk Manager, Credit Risk Analyst, Credit Risk Officer or in a similar role.
* Background in credit risk management within a UK-regulated financial services setting
* Solid knowledge of UK regulations (PRA, FCA), including Consumer Duty and Basel 3.1
* Solid understanding of banking operations, including retail banking, mortgages, SME lending, and associated risks and regulations.
* Confident presenting to and influencing senior stakeholders and committees
* Skilled in Microsoft Office, particularly Excel, Word, and PowerPoint
* Good understanding of financial services processes, procedures, and controls.
Apply now for this exceptional Credit Risk Manager opportunity to work with a dynamic team and further enhance your career.
Important Information: We endeavour to process your personal data in a fair and transparent manner.
In applying for this role, Additional Resources will be acting in your best interest and may contact you in relation to the role, either by email, phone or text message.
For more information see our Privacy Policy on our website.
It is important you are aware of your individual rights and the provisions the company has put in place to protect your data.
If you would like further information on the policy or GDPR please contact us.
Additional Resources Ltd is an Employment Business and an Employment Agency as defined within The Conduct of Employment Agencies & Employment Businesses Regulations 2003.
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Type: Permanent Location: Central London, England
Start:
Duration:
Salary / Rate: £75000 - £75000 Per Annum
Posted: 2025-05-10 14:15:06
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Our client, a leading insurance company within the property industry, is recruiting for two Residential Underwriters to join their team.
The role would suit a residential conveyancer, who is looking to take a step away from fee earning with a move into the insurance sector.
You will be responsible for making informed underwriting decisions on title insurance policies, typically recommended by solicitors or mortgage brokers acting on behalf of property buyers or sellers.
These recommendations often arise when issues are identified during property searches - for example, concerns related to planning permission, access issues, boundary disputes or restrictive covenants.
What's on offer?:
Salary to £40,000 dependent on experience
27 days' holiday plus bank holidays plus the option to buy and sell.
3 x death in service.
Healthcare cash plan.
Performance related annual bonus.
Season ticket loans and online discount portal.
Responsibilities:
Working on a client base largely made up of conveyancing Solicitors and mortgage brokers.
Making effective underwriting decisions on title insurance.
Building and maintaining new and existing client relationships.
Providing technical input in the drafting of new policies.
Promotion of residential products to new and existing clients.
Requirements:
Upwards of 2 years' experience handling your own caseload of freehold and leasehold residential property sales and purchases.
Experienced in title checking.
To apply for this role, please do so via the link or contact Chloe Murphy in the Private Practice East Division on 0113 467 9783. ....Read more...
Type: Permanent Location: Leeds, England
Salary / Rate: £30000 - £40000 per annum
Posted: 2025-05-07 11:15:31
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Are You a Conveyancer Looking for an Exciting New Opportunity? Join a fast-growing Conveyancing Department at one of the leading providers of legal services in the residential property and remortgage markets!
The Role: Following private equity investment, our client is expanding their Conveyancing Team in Stockport to meet the demands of their flourishing business.
You will act for buyers in property purchases and related sales, managing files from instruction to completion.
(Hybrid working available after the initial training period)
Key Responsibilities:
- Process sale/purchase transactions from instruction through to completion, liaising with mortgage brokers, estate agents, solicitors, and clients.
- Manage a diverse caseload, including freehold, leasehold, new build, and shared ownership transactions.
- Build strong relationships with clients and third parties, providing regular updates.
- Deliver exceptional service to clients, introducers, and third parties.
- Identify and resolve potential risks to protect clients and the business.
- Maintain files in compliance with Service Level Agreements (SLAs) and regulatory requirements.
- Prepare and issue contract papers for related sales.
- Analyse search results.
- Liaise with Help to Buy and mortgage lenders to draw down client funds.
- Prepare completion statements and invoices.
- Handle exchange of contracts and legal completion.
The Person:
- Around 2+ years' experience in file handling.
- Enthusiastic team-player and self-starter, able to work on own initiative.
- Ability to deliver high-quality customer service.
- Strong attention to detail and excellent verbal and numerical skills.
In Return, You Can Expect:
- Salary Range: £25,000 to £53,000 dependent on experience.
- Bonus Scheme: Monthly exchange bonus, quarterly quality bonus, and annual billings bonus, with an estimated additional £5k - £6k annually once you have an established caseload.
- Holidays: 25 days (including 2 for religious/cultural leave) + bank holidays + your birthday off.
- Hybrid Working: Minimum 2 days in the office after an initial 8-week training period.
To apply for this Property Lawyer role, please forward your CV to t.carlisle@clayton-legal.co.uk or call Tracy Carlisle on 0161 9147 357 for a chat about the role.
Clayton Legal recruits for law firms and in-house departments across the UK.
Based in the North West, our pedigree and service levels offer a refreshingly different recruitment experience.
Work with experienced professionals dedicated to your success.
Visit www.clayton-legal.co.uk for our latest blogs, legal news, and current vacancies. ....Read more...
Type: Permanent Location: Stockport,England
Start: 30/04/2025
Salary / Rate: £25000 - £45000 per annum
Posted: 2025-04-30 09:53:04
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£40,000 OTE £50,000+ Car Allowance + BenefitsAre you an ambitious and driven salesperson ready to make your mark in the mortgage and financial services industry? An exciting and highly rewarding new opportunity to join one of the UK's most respected and progressive networks in a largely autonomous, sales focussed Relationship Manager role is now available.
As a field-based Business Relationship Manager supporting growth across the M4 corridor between London and South Wales, you'll be the face of the business, nurturing and expanding our client's network of Appointed Representative (AR) firms.
Your role will combine sales, relationship management and strategic business development, focusing on driving results and delivering exceptional service.The successful candidate will benefit from taking on an existing portfolio in a potentially financially rewarding territory.
Applicants must have the drive and determination to achieve success, coupled with the ability to connect on an individual basis with AR's across the network.Whilst transferable skills are very much desirable, specific previous experience from within the financial services or mortgage sector is not required as all relevant training can be provided.
Key Responsibilities
Identify and engage potential new network members
Support existing AR firms in recruiting and onboarding new advisers
Conduct regular 6-monthly business reviews with member firms
Drive mortgage, protection and packaging business from network members and external introducers
Actively represent our client at industry events and on platforms like LinkedIn
Maintain up-to-date market knowledge and provide consultative support to our client's brokers
Collaborate with internal teams to ensure outstanding broker care
What We're Looking For
Ideally some experience from within a territory or field sales and relationship management role
Exceptional interpersonal and communication skills
A self-starter with drive, determination and commercial awareness
Any experience in the mortgage or financial services industry is a strong advantage, but is not essential
What You'll Get
Base Salary: Circa £40,000
Car Allowance
Realistic First-Year OTE: £50,000+
Ongoing support from an innovative and supportive head office team
The opportunity to join a forward-thinking company making a real impact in the industry
If you're ready to take your career to the next level and thrive in a dynamic, high-performance environment, we want to hear from you.
Apply now to become part of our client's success story!
Applicants must live on the M4 corridor territory. ....Read more...
Type: Permanent Location: Reading, England
Start: ASAP
Salary / Rate: Up to £40000 per annum + OTE £50,000+ Car Allowance + Benefits
Posted: 2025-04-26 15:14:25
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An exciting opportunity has arisen for a Mortgage Advisor to join a well-established firm of mortgage brokers.
This full-time role offers excellent benefits and a basic salary of £28,000 & OTE £60,000 in first year.
As a Mortgage Advisor, you will be responsible for advising clients on mortgage and protection solutions, utilising a steady stream of quality leads provided by the organisation.
Full training and continuous support will be available to ensure your success in the role.
What we are looking for:
* Previously worked as aMortgage Advisor, Mortgage Adviser, Mortgage Broker, Mortgage Consultant, Mortgage Specialistor in a similar role.
* Ideally have experience in mortgage brokerage or a similar advisory role.
* Hold a CEMAP qualification.
* Excellent communication skills and ability to build client relationships.
What's on offer:
* Competitive salary
* Bonus scheme
* Pension scheme
Apply now for this exceptional Mortgage Advisor opportunity to work with a dynamic team and further enhance your career.
Important Information: We endeavour to process your personal data in a fair and transparent manner.
In applying for this role, Additional Resources will be acting in your best interest and may contact you in relation to the role, either by email, phone or text message.
For more information see our Privacy Policy on our website.
It is important you are aware of your individual rights and the provisions the company has put in place to protect your data.
If you would like further information on the policy or GDPR please contact us.
Additional Resources Ltd is an Employment Business and an Employment Agency as defined within The Conduct of Employment Agencies & Employment Businesses Regulations 2003.
....Read more...
Type: Permanent Location: Epsom, England
Start:
Duration:
Salary / Rate:
Posted: 2025-04-23 14:47:32
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An exciting opportunity has arisen for a Mortgage Advisor to join a well-established firm of mortgage brokers.
This full-time role offers excellent benefits and a basic salary of £28,000.
As a Mortgage Advisor, you will be responsible for advising clients on mortgage and protection solutions, utilising a steady stream of quality leads provided by the organisation.
Full training and continuous support will be available to ensure your success in the role.
What we are looking for:
* Previously worked as aMortgage Advisor, Mortgage Adviser, Mortgage Broker, Mortgage Consultant, Mortgage Specialistor in a similar role.
* Ideally have experience in mortgage brokerage or a similar advisory role.
* Hold a CEMAP qualification.
* Excellent communication skills and ability to build client relationships.
What's on offer:
* Competitive salary
* Bonus scheme
* Pension scheme
Apply now for this exceptional Mortgage Advisor opportunity to work with a dynamic team and further enhance your career.
Important Information: We endeavour to process your personal data in a fair and transparent manner.
In applying for this role, Additional Resources will be acting in your best interest and may contact you in relation to the role, either by email, phone or text message.
For more information see our Privacy Policy on our website.
It is important you are aware of your individual rights and the provisions the company has put in place to protect your data.
If you would like further information on the policy or GDPR please contact us.
Additional Resources Ltd is an Employment Business and an Employment Agency as defined within The Conduct of Employment Agencies & Employment Businesses Regulations 2003.
....Read more...
Type: Permanent Location: Epsom, England
Start:
Duration:
Salary / Rate:
Posted: 2025-04-23 14:09:02
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An exciting opportunity has arisen for a Mortgage Advisor to join a well-established firm of mortgage brokers.
This full-time role offers excellent benefits and a salary range of £30,000 - £50,000.
As a Mortgage Advisor, you will be responsible for advising clients on mortgage and protection solutions, utilising a steady stream of quality leads provided by the organisation.
Full training and continuous support will be available to ensure your success in the role.
What we are looking for:
* Previously worked as aMortgage Advisor, Mortgage Adviser, Mortgage Broker, Mortgage Consultant, Mortgage Specialistor in a similar role.
* Ideally have experience in mortgage brokerage or a similar advisory role.
* Hold a CEMAP qualification.
* Excellent communication skills and ability to build client relationships.
What's on offer:
* Competitive salary
* Bonus scheme
* Pension scheme
Apply now for this exceptional Mortgage Advisor opportunity to work with a dynamic team and further enhance your career.
Important Information: We endeavour to process your personal data in a fair and transparent manner.
In applying for this role, Additional Resources will be acting in your best interest and may contact you in relation to the role, either by email, phone or text message.
For more information see our Privacy Policy on our website.
It is important you are aware of your individual rights and the provisions the company has put in place to protect your data.
If you would like further information on the policy or GDPR please contact us.
Additional Resources Ltd is an Employment Business and an Employment Agency as defined within The Conduct of Employment Agencies & Employment Businesses Regulations 2003.
....Read more...
Type: Permanent Location: Epsom, England
Start:
Duration:
Salary / Rate: £30000 - £50000 Per Annum
Posted: 2025-04-10 15:29:10
